Webster defines poverty as: the state or condition of having little or no money, goods, or means of support; condition of being poor; indigence. For those of you who follow the goings on at WolfBridge Financial you know that last year the owner, Michael Kothakota, decided he wanted to give back to the community in a way seldom done by small businesses.  He decided to hire me to find organizations where I could “volunteer” my time providing education through financial literacy to underserved populations.  I have been fortunate enough to find many organizations needing assistance with financial education and one in particular, where I have been spending much of my time.  SWFCA (Southern Wake Faith Community in Action) is a faith based organization in Fuquay Varina, NC that helps individuals as well as families through financial crisis.  I have seen and spoke to many people who come through the doors seeking financial assistance.  Many are in desperate need, about to loose their homes, have their water or electricity cut off, and/or not able to feed themselves and their kids.  One of the constant populations I see are seniors, defined as over 62 years of age, they are struggling to pay their rent, utilities, get needed prescriptions and eat.  Many have worked hard their whole lives, raised kids, some have even raised grandchildren and now when they need assistance no one is found.  Social Security doesn’t begin to cover even the basics and food stamps are a joke.  Many seniors come in only receiving $8 – $16 per month to eat.  I wonder how they are supposed to eat on that for a month?


When will we realize that taking care of our elderly is not only a family’s responsibility but societies responsibility as well.  The elderly in our society are to be held in high esteem, respected for their contributions and above all else loved.  The young can learn so much from someone who has lived through much of our nations history.  Many I have spoken to leave me with a saddened heart and I worry about them in the days to follow, wondering if they are alone and hungry.  Then I think, what a gift this organization is to the community!  They are helping many people in need!  People have a place to go to seek assistance or just a friendly face, a compassionate person to talk.  I have met so many compassionate caring individuals who work to lessen the burden in these people’s lives and we should all be thanking them for caring about those in need.


I leave you with this to ponder and take action!  If you are in your 20’s, 30’s, 40’s, 50’s as well as your 60’s.  It is NEVER to early or TOO LATE to start preparing for your retirement.  Start saving now, use any and all options you have to invest for your future.  Do not rely on the government because when you retire, even if it is still there, Social Security will not be enough. That is the reality!


I know this has changed the way I look at my life and future.  I am grateful for the experience and the opportunity provided by WolfBridge Financial.