Which one is which?  Most people think that one includes the other.  Financial planning is basically an all-encompassing process that includes mapping your financial life from one point to some distant point in the future.  Interestingly enough, financial planning really is for people who don’t actually use it.

A good bet is, if you have are seeking a financial planner, you already have your financial life together.

Investment management is often a component of financial planning, but one that requires a different skill set.  It’s very difficult to do investment management AND financial planning.

Keep in mind what you are looking for when you look for someone to manage your investments.  Are you really looking for financial planning or investment management?